There is no way to predict the markets. While any fluctuation may tempt you to make a hasty decision, think about staying the course and keeping a well-balanced and diversified portfolio that accommodates your risk tolerance and savings goals. Saving for retirement involves investing for the long-term. Voya is closely monitoring the volatility in the market and providing valuable analysis and insights. Visit our blog to learn more.

People love variety, which is why you find so many things in so many colors and tastes. But choosing a variety of investments for your retirement plan doesn't come as naturally, which is why learning about it is so important.

Your Plan Sponsor has elected planwithease.com to administer your retirement plan. Information about planwithease.com—including login instructions, a video demonstration, and contact information—is available for your review.

To learn more about the upcoming changes to the Mandatory Plan, please read this newsletter carefully. You can find additional information about the new product offering in the Voya Retirement Choice II information booklet.